Verifi Mortgages is challenging outdated assumptions about credit and homeownership. Their latest case, helping a single Essex mother buy her home despite credit issues, shows how strategy and empathy can deliver real results.
Sophie believed her prior default and missed payments meant she wouldn’t qualify for a mortgage. But with Verifi Mortgages, her situation was approached with understanding and strategic thinking.
“I thought I didn’t stand a chance,” Sophie said. “But Verifi found a lender who listened to my story, not just my score.”
Individualised Support, Real Impact
By carrying out a thorough credit check and building a strong case, Verifi matched Sophie with a lender that supports buyers with CCJs and defaults. She secured a fixed-rate mortgage without a guarantor and only a modest deposit.
“It’s not about selling products — it’s about building pathways,” says Jason Foord, Director at Verifi Mortgages. “We treat each case like it matters — because it does.”
Tech-Enabled, Client-Focused
Verifi’s digital tools streamline the process, offering AI-backed lender matching, case-by-case reviews, and supportive communication from start to finish.
Real Stories, Real Possibilities
Sophie’s journey is one of many shared by Verifi Mortgages to inspire buyers with similar credit concerns to seek help and find new beginnings.
About Verifi MortgagesVerifi Mortgages is a UK-based brokerage committed to helping individuals and families navigate the mortgage process with confidence, regardless of credit history. With offices in Southend-on-Sea and national reach through a digital-first model, Verifi empowers people with smart, strategic mortgage solutions — including self-employed, first-time buyers, home movers, and credit-impaired clients. Website: https://verifimortgages.co.uk Based in Essex, serving clients UK-wide.
